Management/Non-Represented Plan Design Retirees
You can make changes to your Nokia medical coverage (which includes prescription drug benefits) and/or dental coverage during the annual open enrollment period (typically held each year in the fall for coverage elections for the upcoming year) or if you and/or your eligible dependent(s) experience a Life Event (qualified status change). (In the case of a Life Event, you may change your coverage within 31 days of the event. The change(s) you make must be consistent with the status change.) You can make these changes on the YBR website or by calling the Nokia Benefits Resource Center.
In addition, as a Medicare-eligible participant, you can drop Nokia’s medical and/or dental coverage for yourself and/or any covered dependent(s) at any time during the year by calling the Nokia Benefits Resource Center.
Note: If you drop your Nokia retiree medical and/or dental coverage during the year, you can re-enroll yourself and/or your eligible dependent(s) only during the Nokia annual open enrollment period or within 31 days of an appropriate Life Event.
You can decrease or drop your Group Term Life Insurance (Supplemental Life) or Group Universal Life (GUL) Insurance at any time, but once dropped, you lose eligibility and can’t enroll again at a later date.
You can change your beneficiaries at any time by contacting the carrier.
You may not enroll a new domestic partner or civil union partner in retiree coverage. If, however, your domestic partner or civil union partner was previously enrolled while you were an active employee and then dropped coverage, he or she is permitted to re-enroll in the same coverage options only.
