Retirement Savings & Pension
Savings/401(k) Plan
Through the Nokia Savings/401(k) Plan, we strive to offer diverse, competitive and low-cost investment funds as well as services that will help Plan participants achieve their retirement goals.
Take Action
To learn more about enrolling in and/or managing your Plan account, log on to the Your Benefits Resources (YBR) website.
Once you sign in, you can view your current investments and use the different tools and resources to make the most of your retirement savings.
Some of the Resources You’ll Find on the YBR Website
- Fund information
- Retirement advice tools
- Online beneficiary designation tool
- Online statements and transaction history
Plan Information
- Notice of Changes to Investment Funds and Investment Fund Lineup, Annual Fee and Expense Disclosure, QDIA, Availability of Updated SPD and Important Reminders – Effective Starting on May 28, 2025
- Notice of Changes to Investment Funds and Investment Fund Lineup – Effective Starting on May 28, 2025
- Annual Fee and Expense Disclosure, QDIA, Availability of Updated SPD and Important Reminders – Effective May 29, 2025
- Annual Fee and Expense Disclosure – Effective May 29, 2025
- Qualified Default Investment Alternatives (QDIA) Notice – Effective May 29, 2025
- Important Reminders, Online Security Tips/Alight Protection Program, Account Lock, Is Your Contact Information Up to Date on YBR, Beneficiary Designation Forms
- Glossary of Investment Terms
- Fund Fact Sheets
- Quarterly Fund Performance Review
- Transfer Restrictions and Short-Term Trading Fees
- Nokia Savings/401(k) Plan Summary Plan Description (SPD) — Effective January 2025
- Nokia Savings/401(k) Plan Highlights
Savings Plan Questions?
Please visit the YBR website or call the Nokia Benefits Resource Center at 1-888-232-4111 (TTY 711). Representatives are available from 9:00 a.m. to 5:00 p.m., Eastern Time (ET), Monday through Friday.
Pension Plan
Pension Benefits
If you are eligible for a pension benefit, you can learn more about it through the YBR website. You may also contact the Nokia Benefits Resource Center.
Specific plan details are also available by reviewing your applicable Pension Plan SPD.
What You Can Do on the YBR Website
If you are eligible for a benefit:
- View your pension information;
- Project your pension income;
- Start your pension;
- Make beneficiary designations and changes (if applicable); and
- Request a new User ID and password or change your existing User ID and password.
