Retiree dental coverage, offered through Aetna, is designed to promote good dental health for you and your eligible dependents.
If you are enrolled in retiree medical coverage, you’re automatically enrolled in retiree dental coverage (Traditional option). If you have dependents enrolled in retiree medical coverage, they also receive retiree dental coverage. Review the Dental Expense Plan SPD for details.
The Traditional option is available in all home ZIP codes, and there is no provider network. You may visit any dentist and receive benefits. This option pays 100 percent of reasonable and customary (R&C) charges for most covered diagnostic and preventive services. Other covered expenses are paid based on a geographic schedule.
For more information about your dental coverage, review the Dental Expense Plan SPD or contact the carrier.
If you need dental work costing over $200, you should determine, before treatment begins, what is covered and how much your dental plan will pay. Please see “Predetermination of Benefits” in the Dental Expense Plan SPD, or contact the carrier.
Note: You will not receive an Aetna member ID card and you do not need one to receive care. (You may be asked to provide your group number, which is 700140.) However, if you would like to have a member ID card, you can download and/or print one out from the Aetna website.
The cost of retiree dental coverage is included in the cost you may pay for retiree medical coverage. For your specific costs, visit the YBR website.