FORMERLY REPRESENTED RETIREES
Retiree medical coverage, which includes mental health and chemical dependency and prescription drug coverage, helps you pay the cost of covered medical expenses for the treatment of an injury or illness.
You may choose from different types and levels of coverage, and depending on your coverage option, you also receive certain covered preventive medical services.
Note: Medical and mental health and chemical dependency coverage is administered by your medical carrier. Prescription drug coverage is administered separately.
To learn how your company coverage coordinates with Medicare, review Medicare and Your Nokia Coverage.
In accordance with Section 1557 of the Affordable Care Act, the following notices are posted below:
You’re an eligible retiree if you’re a former employee who is eligible to receive a service or disability pension. Review the Medical Expense Plan Summary Plan Description (SPD) for details.
If you’re an eligible retiree, you can enroll your eligible dependents. New class II dependents may not be enrolled in coverage at any time. Review Defining Eligible Dependents for more information.
If You Are Not Eligible for Medicare
You may choose from the following coverage options:
While both options cover many of the same services and supplies, there are differences in how you access care and how you pay for that care. For details, review the current Benefits at-a-glance and resource contact information in the annual open enrollment section of this website or contact the carrier.
If you are not Medicare-eligible and your dependent becomes Medicare-eligible, you and your covered dependents who are not Medicare-eligible can remain in a POS option. However, TI benefits will be paid for your Medicare-eligible dependent.
Additionally, if you are not eligible for Medicare and a POS option is not listed as a coverage option for you when you enroll, you may still be able to enroll in a POS option if you are comfortable with the distance between you and the doctors and hospitals who participate in the POS network. If this situation applies to you, call the Nokia Benefits Resource Center to discuss the possibility of enrolling in a POS option.
If You Are Eligible for Medicare
The Nokia retiree medical coverage option available to most Medicare-eligible participants is the UnitedHealthcare® Group Medicare Advantage Preferred Provider Organization (PPO).
Review the current Benefits at-a-glance and resource contact information in the annual open enrollment section of this website and/or Medicare and Your Nokia Coverage, or contact the carrier for information.
You may pay a portion of the cost for coverage. (Note that any premiums you pay for retiree medical coverage include the cost of retiree dental coverage.) Certain retirees and dependents are also eligible to receive reimbursement for Medicare Part B premiums. To find out if you are eligible, review the Medical Expense Plan SPD or call the Nokia Benefits Resource Center. For your specific costs, visit the YBR website.
